Texas Flood Insurance
When it comes to devastation, floods can be the number one natural disaster in the United States, depending on the weather in any given year.
Texas is certainly no stranger to flash floods. With approximately 20 million acres of land that is flood-prone, Texas leads the nation in flood-related damages.
At Poole Insurance Agency, we are here to help. We have extensive experience providing Texas homeowners and commercial clients with the policies they need to keep their property safe from the damage that flooding can cause.
Do You Need Flood Insurance?
Texas is one of the most at-risk states for flooding and flood damage. For residents in Texas, flood insurance is especially important. Unfortunately though, many underestimate the importance of this insurance, until disaster hits.
While many people assume their homeowners insurance covers flood damage, this couldn’t be further from the truth. Homeowners insurance policies do not cover damage caused by rising flood waters. This insurance must be purchased separately.
Is Your Property at Risk?
For residents along the gulf, and in flood-prone areas, flood insurance is essential. But did you know that even homes that are located in low risk areas should have flood insurance as well? In fact, it’s estimated that nearly 25% of all flood-related claims come from low-risk areas. Since Texas has a large amount of low land that is prone to flooding, flood insurance is vital, even for those that live inland, away from the coast.
Texas Flood Insurance Facts:
- Texas has approximately 8 million structures that are built in floodplains: 3 million of these do not have flood insurance.
- From 1986 to 2000, Texas experienced 4,722 flash floods
- Texas leads the nation in flood-related damages
- Some 20 million acres in Texas are flood-prone -more than in any other state
Poole Insurance Agency is your Houston-based flood insurance agency. We provide valuable flood insurance policies to residents and commercial clients in the coastal areas of Texas. Call 281.685.5628 for more information on flood insurance today.
Don’t delay, most flood insurance policies take 30 days to go into effect.